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Speedy Coverage ("Speedy Coverage," "we," "us," or "our") respects your privacy and is committed to protecting the information you share with us. This Privacy Policy explains what we collect, how we use it, and the choices available to you when you use our website and related services (together, the "Services").
By using the Services, you agree to the collection and use of information as described in this Privacy Policy and our Terms of Use. Please read both carefully.
If you are a California resident, the California Consumer Privacy Act gives you specific rights regarding your personal information, including the right to know what we collect, the right to request deletion, and the right to opt in or out of certain data practices. To exercise these rights, contact us at privacy@speedyautocover.com.
Information collected automatically. When you visit or use the Services, we automatically collect certain technical information, such as your IP address, browser type, device information, operating system, referring pages, and general usage data. We use this information to operate and secure the Services and to understand how they're used.
Cookies and similar technologies. We use cookies, pixels, and comparable tools to recognize your browser and store certain preferences or activity.
Information from other sources. We may supplement the information you give us with data from partners, public records, or other third parties, such as marketing partners or data providers. We aren't responsible for the practices of those third parties.
Information you provide directly. This may include your name, email address, phone number, vehicle details, and insurance preferences. We do not knowingly collect Social Security numbers, financial account numbers, or health information through the Services.
We use the information we collect to:
We may share information in connection with a merger, acquisition, financing, or sale of assets, or where required by law, regulation, or legal process.
We use reasonable administrative and technical safeguards designed to protect your information. That said, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security. We encourage you to take your own precautions, such as keeping your browser and devices up to date.
The Services may link to or display content from third parties who are not affiliated with Speedy Coverage. Any information those third parties collect is governed by their own privacy policies, not this one, and we aren't responsible for their practices.
You can opt out of marketing emails at any time using the unsubscribe link included in those messages. Some communications, such as those related to your account or required service notices, cannot be opted out of.
California residents may request details about the categories of personal information we've shared with third parties for direct marketing purposes over the prior calendar year. Send requests to privacy@speedyautocover.com with the subject line "California Privacy Request." We aim to respond within 30 days.
The Services are not directed at anyone under 18, and we do not knowingly collect information from children. By using the Services, you confirm that you are at least 18, or that you are a parent or guardian consenting on behalf of a minor. If you believe we've inadvertently collected information from a child, contact us at privacy@speedyautocover.com.
We may revise this Privacy Policy periodically. Updates will be reflected by a new "Last updated" date, and continued use of the Services after changes take effect constitutes acceptance of the revised policy.
These Terms of Use form a binding agreement between you and Speedy Coverage ("we," "us," or "our") governing your access to and use of speedyautocover.com and any related sites, tools, or services (collectively, the "Site"). By using the Site, you agree to these Terms. If you don't agree, please don't use the Site.
We may update these Terms from time to time. Continued use of the Site after changes are posted means you accept the revised Terms. The Site is intended for users 18 and older; if you're under 18, you may not use or register for the Site.
Unless stated otherwise, all content on the Site, including design, text, graphics, software, and branding, is owned by or licensed to Speedy Coverage and protected under applicable intellectual property laws. Content is provided for your personal, non-commercial use only. You may not copy, republish, distribute, or exploit any part of the Site for commercial purposes without our written permission.
By using the Site, you confirm that any information you submit is accurate and current, that you'll keep it up to date, that you're legally able to agree to these Terms, that you're not a minor where you live, and that you won't use automated tools, bots, or scripts to access the Site or use it for any unlawful purpose.
You agree not to:
The Site may link to third-party websites or display third-party content. We don't monitor, endorse, or take responsibility for those third parties, and inclusion of a link doesn't imply our endorsement.
We may monitor the Site for misuse, restrict or remove access at our discretion, and take any action we believe necessary to protect the Site, our rights, or other users.
These Terms remain in effect while you use the Site. We may suspend or terminate your access at any time, for any reason, without notice, including for a breach of these Terms.
We may change, suspend, or discontinue any part of the Site at any time without notice, and we aren't liable for any inconvenience or loss resulting from downtime or discontinuation.
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. Before filing any formal dispute, the parties agree to attempt informal resolution for at least 30 days. Disputes that can't be resolved informally will be settled through binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association, conducted individually and not as part of a class action.
The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We don't guarantee the accuracy or completeness of any content on the Site.
To the fullest extent permitted by law, Speedy Coverage and its officers, employees, and agents won't be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, even if we've been advised of the possibility of such damages.
You agree to defend and indemnify Speedy Coverage, its affiliates, and their respective employees and agents against any claims, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your breach of these Terms, or your violation of any third party's rights.
By using the Site, submitting forms, or emailing us, you consent to receive communications electronically and agree that electronic communications satisfy any legal requirement that such communications be in writing.
These Terms, along with our Privacy Policy, make up the entire agreement between you and Speedy Coverage regarding the Site. If any provision is found unenforceable, the remaining provisions stay in effect. Our failure to enforce a provision isn't a waiver of our right to do so later.
Questions about these Terms can be sent to legal@speedyautocover.com.